What is best dental insurance plans
How does Dental Insurance work?
let's talk about dental insurance
nothing makes a better impression than a
warm engaging smile which is why
everybody wants to have beautiful
healthy teeth dental insurance can help
you maintain that smile through regular
cleanings and preventive care and
protect against unexpected injuries to
teeth and gums in this video we'll
answer the following questions what is
dental insurance how does it work and
how can you pick the right plan for you
and your family dental insurance is
designed to provide affordable access to
oral health care and to help pay for
basic preventive care as well as some
major dental services covered services
can vary from one plan to the next but
typically include regular cleanings
twice a year fillings and crowns and
root canals when needed
individually purchase dental insurance
typically does not provide coverage for
cosmetic or elective procedures like
teeth whitening or dental implants
as with health insurance some dental
insurance companies have preferred
provider networks to maximize your
benefits find a dental insurance plan
that your dentist accepts and try to
receive all of your dental care within
your insurers preferred network of
providers like other types of insurance
dental insurance plans typically have
cost-sharing requirements like
deductibles and co-pays for some oral
health services expensive procedures
like crowns and root canals may be
subject to different deductibles and
co-pays and routine cleanings depending
on the plan you have when you shop for
dental insurance try to find a plan that
your dentist accepts or one that has a
robust network of providers in your area
it's easy to check on the different
levels of cost-sharing in a plan by
clicking on the plan comparison tool at
a health insurance com find out what
portion of a bill you're expected to pay
for routine things like office visits
and cleanings and for possible dental
emergencies that require crowns or root
canals some plans have waiting periods
for specific services if you suddenly
learn that you need expensive dental
surgery it's unlikely that you'll be
able to buy dental insurance today and
have the surgery tomorrow if you take
the time to understand the different
products you're considering purchasing
you'll be in a better position to buy
the coverage that fits your specific
dental needs
now that we've looked at what dental
insurance is how it works and how to
pick the right plan remember dental
insurance is relatively affordable in
most states and it's easy for most
people to qualify for coverage dental
insurance is purchased separately from
health insurance don't assume that your
medical insurance will cover a visit to
the dentist if you have questions
contact a licensed agent who can help
you find a plan that fits your needs and
your budget
